The Best Insulation Contractors in Clearwater, MN

Compare the highest-rated insulation professionals in Clearwater, Minnesota. All contractors are licensed, insured, and verified through our rigorous screening process.

#1

All Seasons Insulation

4.8
(180 reviews)
Verified

A leading family-owned and operated insulation contractor based in St. Cloud, serving central Minnesota, including Clearwater. They are highly regarded for their professionalism, expertise in energy-efficient solutions, and wide range of services. They are a certified CertainTeed installer and are well-versed in local rebate programs.

2845 2nd St S, St. Cloud, MN 56301 (Primary location serving Clearwater)

Specialties & Features

Spray foam insulation
Attic insulation upgrades
Blown-in cellulose

Business Information

Years in Business:15 years
Licensed:Yes
Insured:Yes
#2

Foley Insulation Inc.

4.7
(120 reviews)
Verified

A well-established and trusted contractor known for high-quality workmanship and excellent customer service. They specialize in both residential and commercial projects and have a strong focus on air sealing to complement their insulation services, ensuring maximum energy efficiency for their clients in the Clearwater area.

855 5th Ave SE, Foley, MN 56329 (Serves the Clearwater region)

Specialties & Features

Air sealing services
Insulation removal and replacement
Basement and crawl space insulation

Business Information

Years in Business:20 years
Licensed:Yes
Insured:Yes
#3

A+ Insulation of Monticello

4.6
(90 reviews)
Verified

While based slightly further away, A+ Insulation has a strong reputation for serving the wider central MN corridor, including Clearwater. They are praised for their detailed energy audits and their ability to handle complex insulation retrofits in existing homes. They offer comprehensive services from audit to installation.

501 Industrial Blvd, Monticello, MN 55362 (Services extend to Clearwater)

Specialties & Features

Energy efficiency audits
Wall insulation services
Blown-in insulation installation

Business Information

Years in Business:12 years
Licensed:Yes
Insured:Yes

Why These Are the Top Insulation Contractors in Clearwater

** The insulation market serving Clearwater, MN, is characterized by a small number of hyper-local providers supplemented by a competitive and high-quality selection of regional contractors from the St. Cloud area. Due to Minnesota's severe winters, the demand for high-performance insulation is strong, and the contractors operating in this region are generally well-versed in modern energy codes and building science. The average quality of service is high, as companies must demonstrate expertise to compete. Competition is moderate but healthy, driving good customer service and technical knowledge. Homeowners in Clearwater have access to services from specialized, family-owned businesses with strong community reputations rather than large national chains. Typical pricing is in line with regional averages. As a rough guide: * **Blown-In Attic Insulation:** $1,500 - $3,500 * **Spray Foam Insulation (Attic):** $3,500 - $7,500+ * **Wall Insulation (Retrofit):** $2,000 - $5,000 * **Air Sealing Service:** $500 - $1,500 Pricing is highly dependent on home size, existing conditions, and the chosen R-value. Most reputable providers offer free, no-obligation estimates and are knowledgeable about potential rebates from utility companies like Xcel Energy or CenterPoint Energy.

High Ratings

4.7+ star average from verified customer reviews

Fully Licensed

All contractors are properly licensed and insured

Proven Experience

10+ years average experience in the industry

Local Experts

Familiar with Clearwater regulations and climate

Frequently Asked Questions About Insulation in Clearwater

Get answers to common questions about insulation services in Clearwater, Minnesota.

1What is the most important type of insulation for my Clearwater home given our local climate?

For our Minnesota climate with harsh winters and hot, humid summers, a tight, well-sealed building envelope is paramount. The most critical areas are the attic and walls, where air sealing combined with high R-value insulation (like spray foam or dense-packed cellulose) prevents heat loss in winter and blocks humid air infiltration in summer, which can cause ice dams and mold. We recommend aiming for attic insulation levels of R-49 to R-60, as suggested by the Minnesota Department of Commerce for our climate zone.

2When is the best time of year to get insulation installed in Clearwater?

While insulation can be installed year-round, the ideal times are late spring (May-June) and early fall (September-October). These periods typically offer mild, dry weather, which is optimal for certain installations like exterior wall insulation or attic work. Scheduling during these shoulder seasons also ensures your home is prepared before the extreme cold sets in, and you'll find greater contractor availability compared to the peak winter rush when many homeowners are addressing urgent heat loss issues.

3Are there any local rebates or incentives for insulation upgrades in Clearwater?

Yes, Clearwater residents should first check with Stearns County and their utility provider, such as Xcel Energy or CenterPoint Energy, for current rebate programs. These often require a professional energy audit to qualify. Furthermore, the State of Minnesota offers the Home Energy Rebate program, and federal tax credits for insulation are available through the Inflation Reduction Act (IRA), which can cover 30% of project costs up to a $1,200 annual limit. A qualified local contractor can help you navigate these incentives.

4How do I choose a reliable insulation contractor in the Clearwater area?

Look for a contractor licensed in Minnesota with specific experience in our climate's challenges, such as preventing ice dams and managing moisture. They should perform a thorough assessment, not just a quote. Check for strong local references, verify they carry proper insurance (especially liability and workers' comp), and ensure they are familiar with and follow the 2023 Minnesota Energy Code. Membership in local associations like the Builders Association of Minnesota (BAM) is also a good sign of professionalism.

5My house feels drafty and my energy bills are high in winter. Could outdated insulation be the main issue?

In an older Clearwater home, outdated or settled insulation is a very likely culprit, especially in attics and walls built before modern energy codes. However, the primary issue is often *air leakage* through gaps, not just insufficient insulation material. A professional energy audit with a blower door test is the best first step to identify where your home is losing conditioned air. Addressing these air leaks with sealing, then adding the proper R-value insulation, is the most effective strategy for comfort and savings in our climate.